Housing
Home prices, mortgage rates, housing starts, and affordability since January 2025.
30-Year Mortgage Rate
6.4%
▼ -8.5% from baseline
from 7.0%
15-Year Mortgage Rate
5.7%
▼ -8.5% from baseline
from 6.3%
Housing Starts (SAAR)
1,487K
▲ +9.5% from baseline
from 1,358K
Building Permits (SAAR)
1,386K
▼ -6.0% from baseline
from 1,475K
Existing Home Sales (SAAR)
3,980,000K
▼ -2.7% from baseline
from 4,090,000K
Median Home Price
405,300
▼ -3.3% from baseline
from 419,000
Case-Shiller Home Price Index
326.61
▲ +0.9% from baseline
from 323.67
Homeownership Rate
65.7%
▲ 0.0% from baseline
from 65.7%
Housing Affordability Index
113.7
▲ +19.7% from baseline
from 95
📋 Notes
- Mortgage rates from Freddie Mac (weekly)
- Case-Shiller home prices lag by ~2 months
- Housing starts and permits from Census Bureau (monthly)
- Median home sale price from Census Bureau (quarterly)